FFIEC and CFPB HMDA
The nationwide explorer uses complete official Data Browser CSV subsets for all 50 states and DC for 2022–2025. Source downloads include originated and denied applications, then apply the documented eligibility filters on the data server. Aggregate exports retain the download URL, retrieval date, source record count and SHA256. Older detailed profiles use the labeled four-state 2024–2025 extracts.
Rate benchmark
The average prime offer rate is the benchmark used in HMDA rate spread reporting. It is not the Federal Reserve policy rate.
News licensing
News links may reproduce only a headline and a short feed-provided excerpt, subject to the source’s terms. No news articles are copied into this sample.
Lender names
The HMDA Reporter Panel is no longer produced. Lender identities are loaded from the official Data Browser filer endpoint, keyed by LEI. Slugs remain stable when a legal name changes.
Geographic names
County and metro labels come from US Census county code files, national Gazetteer files and the July 2023 metro division delineation table. Metro results are limited to the selected state. Historical or unmatched codes are not assigned invented names.
Nationwide explorer
Coverage, source record counts and years · Geographic names and sources
Legacy detailed profile sources
- FFIEC HMDA 2024 snapshot, selected states: retrieved 2026-09-11, September 11, 2026.
- FFIEC HMDA 2025 snapshot, selected states: retrieved 2026-09-11, September 11, 2026.